Home Loan specials

Auswide Bank Owner Occupied loans 3.64% (cr 4.03%)

• New owner occupied home loans from 3.64% p.a. Variable^* / 4.03% p.a. Comparison
• 3 Years Fixed rate 3.76% (cr 4.59%)
• To qualify all you need to do is arrange a new Home Loan Plus or Line of Credit for $100,000 or more and pay an annual Package Fee

AMP Bank Owner Occupied loans 3.69%

• Special offer on AMP Home Loan Professional Package variable rate loan from a low 3.69% pa (comparison rate 4.04% pa¹).
• up to 90% LVR plus LMI
• 2 years Fixed rate of 3.75% (cr 4.04)
• Interest rates available for new loans only.
• Minimum Loan 100K
• Refinance or Purchase

Citibank – Investment and Owner occupied Loans from 3.63%

• Variable rate of 3.63% (cr 4.19%)
• New loans only and using OO property as security
• Minimum loan amount of $1,000,000
• P&I repayments
• Annual fee $350
• up to 80% LVR

Citibank – Basic variable Loan 3.55% for Owner Occupied (OOD) security with repayments being Principal & Interest (P & I)

Basic Mortgage @ 3.89% for Investment (INV) security with repayments being Principal & Interest (P & I)

Eligibility criteria:

• Salaried / PAYG applicants
• $ for $ refinances only
• $500,000 minimum application size
• Maximum Loan to Value Ratio of 80%
• $399 application fee is to apply (other fees may apply as per standard)
• No cash out (up to 5% of the refinance loan amount is not considered cash out)
• Pricing of mixed security loans at OOD prices to value of OOD property is NOT allowed under this offer – splits will be priced for their purpose
• No offset, however full redraw feature exists with the Basic Mortgage

NAB Investment Loan Fixed rates

First home buyers special fixed rate

NAB is offering first home buyers a record low 3.69% p.a. fixed rate for two years, for owner occupier, principal and interest loans.

Westpac Premier Advantage Package discounts:

Owner Occupier Loans

• Repayment type: Principle and Interest (PIF)
• New Lending from $250K to $500K will be eligible for a discount of up to 1.5%

• Investment Property Loans (IPL)
• Repayment type: Interest only and principal and interest
• New Lending above $250K will be eligible for a discount of up to 1.5%
• New Lending above $500K will be eligible for a discount of up to 1.6%