Home Loan specials

Heritage Bank Owner Occupied loans 2 years Fixed 3.79% (cr 5.03%)

• Unlimited extra repayments without penalty
• Unlimited redraw facility
• Repayments are calculated monthly. You are able to make payments as frequently as your choose within each month to pay the monthly amount due
• Minimum loan amount $20,000
• Valuation fee on the first security is paid by Heritage up to a maximum of $330
• Family Guarantee available
• Ability to use payments in advance towards your loan instalments
• Construction loan available
• Interest only option for a maximum or 5 years (For Investment Loans Only)
• Available with a Home Advantage Package
• 1, 2, 3, and 5 year terms available

AMP Bank Owner Occupied loans 3.69%

• Special offer on AMP Home Loan Professional Package variable rate loan from a low 3.69% pa (comparison rate 4.04% pa¹).
• up to 90% LVR plus LMI
• 3 years Fixed rate of 3.79% (cr 4.04)
• Interest rates available for new loans only.
• Minimum Loan 100K
• Refinance or Purchase

Citibank – Investment and Owner occupied Loans from 3.63%

• Variable rate of 3.63% (cr 4.19%)
• New loans only and using OO property as security
• Minimum loan amount of $1,000,000
• P&I repayments
• Annual fee $350
• up to 80% LVR

NAB Investment Loan Fixed rates

First home buyers special fixed rate

NAB is offering first home buyers a record low 3.69% p.a. fixed rate for two years, for owner occupier, principal and interest loans.

Newcastle Permanent Owner Occupied rates further reduced

Owner Occupied Premium Plus Special (over $150,000) P&I up to  95% inclusive LMI – 3.72%  (cr 4.22%)

Westpac Premier Advantage Package discounts:

Owner Occupier Loans

• Repayment type: Principle and Interest (PIF)
• New Lending from $250K to $500K will be eligible for a discount of up to 1.5%

• Investment Property Loans (IPL)
• Repayment type: Interest only and principal and interest
• New Lending above $250K will be eligible for a discount of up to 1.5%
• New Lending above $500K will be eligible for a discount of up to 1.6%

Better Choice has reduced our classic variable rate!

• Up to 80% LVR
• PI repayments
• Offset account included ($10 monthly fee applies)