Cashback and Reward Points Offers

Here are some of the special offers from the various lenders. These offers include cashback and reward points and are subject to terms and conditions.
ANZ logo 1
up to $3,500 Cashback from ANZ on Refinances


New to ANZ LendingSwitching amount available
$250,000 to $700,000Up to $2,500
Over $700,000Up to $3,500

Eligibility criteria as follows:

  • Available for new OFI (other financial institutions) refinanced ANZ Home and Residential Investment Loans with principal and interest repayments or interest only repayments.
  • Available for ANZ Standard Variable, ANZ Fixed, ANZ Residential Investment and ANZ Simplicity PLUS products. This includes products held under an ANZ Breakfree Package or (where available) in a company name.Note: Line of Credit Accounts (Equity Manager) are not eligible.
  • Customers must take out a minimum of $250k in new ANZ lending. There must be a refinance portion to the loan.
  • Available to existing ANZ Home Loan or Residential Investment Loan customers refinancing an additional amount from another financial institution (total new lending must be at least $250k).
  • Customers can only receive one switching repayment within a 12 month period
St George Bank 1
$2000 Refinance Cashback, $1000 Purchase Cashback,


  • Available on refinance applications received from 30 September 2019, with loan settled by 30 November 2019.
  • Cashback offer applicable for refinances only.
  • Available for Owner Occupier (Principal & Interest repayments only) and Residential Investment Home Loans.
  • Home Loans under Advantage Package only. $395 annual package fee applies.
  • The loan amount on the single home loan application must be $250k or more.
  • Offer can be used in conjunction with the new purchase cashback, with maximum one new purchase cash back and one refinance cash back payable per main applicant (Applicant 1) and not available in conjunction with any other special offers.
  • Applicants must have a St.George transaction account linked to the home loan at the time of settlement.
  • Applicants’ home loan repayments must be direct debited from this St.George transaction account.
  • The linked St.George transaction account must be kept open for at least 60 days after settlement to be eligible for the cashback.
  • Offer available until 31 December 2018 and can be varied or withdrawn at any time.


  • Loans not on an Advantage Package.
  • Owner Occupier Interest Only Loans.
  • Portfolio Loans.
  • Refinances of existing Westpac, St.George, Bank of Melbourne, BankSA and RAMS Home Loans.
  • Applications received outside of the campaign period.
  • Non-resident borrowers.
  • Applicants that use foreign income to meet serviceability.
Suncorp Logo 1
$1500 cash back on Refinances

Receive $1,500 when you refinance your eligible home loan with Suncorp Bank

  • $375 annual package fee applies after the first year.
  • Apply by 30 June 2019, settled by 29 September 2019.
  • $250,000 minimum refinance.
  • Available only for owner occupied home loans in the “Home Package Plus” or “Back to Basics with Better Together Special”. Further T&C’s and eligibility criteria apply.
Westpac Logo 1
$2000 Refinance rebate per property.

Clients could receive a $2000 rebate per property when they refinance their home loan to a Westpac Premier Advantage Package# home loan with a minimum loan size of $250k.

$395 annual package fee.

  • Offer excludes Equity Access Loans.
  • Offer excludes internal refinances or switches within the Westpac Group which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
  • Offer not available to company and trust account holders.
$2,000 limited time cash back offer for new NAB refinances.

NAB is pleased to announce a $2,000 offer for customers who refinance an owner occupied or investment home loan of $250,000 or more from another financial institution to NAB.

The offer is available for eligible refinances drawn down between Monday 15 April 2019 and Wednesday 31 July 2019 (inclusive).


Eligibility Criteria:

  • Eligible customers need to refinance an owner occupier or investment home loan of $250,000 or more from another financial institution to NAB (new NAB home loans only).
  • The refinanced NAB home loan must be drawn down between Monday 15 April 2019 and Wednesday 31 July 2019.
  • Eligible customers are required to hold a personal NAB Transaction Account and continue holding this account for the next 90 days post drawdown. The nominated NAB transaction account must be open at the time the $2,000 offer is to be credited into the transaction account.


The important detail:

  • Eligible customers will receive the offer into their nominated NAB transaction account within 90 days following drawdown.
  • There is no requirement for the refinanced home loan to be packaged with a NAB credit card.
  • Refinances from or into uBank or Advantedge are not eligible.
  • The offer is limited to one bonus per customer and per loan. Lines of credit, portfolio facilities and construction loans are excluded.

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