Cashback and Reward Points Offers

Here are some of the special offers from the various lenders. These offers include cashback and reward points and are subject to terms and conditions.
$4,000  cashback on NAB refinances.
  • $2,000 Cash Bonus for drawdown of new NAB home lending for new purchase or incremental lending of $250,000 or more.
  • $4,000 Cash Bonus for a refinance to NAB of $250,000 or more
  • $2,000 New Lending Cash Bonus offer for new purchases/increased lending is limited to one bonus per customer
  • $4,000 Refinance Cash Bonus offer for refinances to NAB is limited to one bonus per customer.


  • Customers must hold a NAB personal transaction account for the Cash Bonus to be deposited into.
  • Cash Bonus is available for all NAB Home Loan products excluding Lines of Credit, the NAB Portfolio Facility, the NAB Private Portfolio Facility and loans for building or construction purposes.
  • Available to borrowers who are individuals only (both owner occupier and residential investor)
  • Not available to customers refinancing from NAB or NAB’s affiliates such as UBank, Medfin and Advantedge.
  • Not available to customers drawing down new lending with, or refinancing to, UBank, Medfin and Advantedge.
ANZ logo 1
ANZ refinance discount of up to $3500

Eligibility Criteria:

  • Available for new OFI (other financial institutions) refinanced ANZ Home and Residential Investment Loans with principal and interest repayments or interest only repayments.
  • Available for ANZ Standard Variable, ANZ Fixed, ANZ Residential Investment and ANZ Simplicity PLUS products. This includes products held under an ANZ Breakfree Package or (where available) in a company name. Note: Line of Credit Accounts (Equity Manager) are not eligible.
  • Customers must take out a minimum of $250k in new ANZ lending. There must be a refinance portion to the loan.
  • Available to existing ANZ Home Loan or Residential Investment Loan customers refinancing an additional amount from another financial institution (total new lending must be at least $250k).
  • Customers can only receive one switching repayment within a 12 month period.
Suncorp Logo 1
Suncorp $2000 cash back offer

Eligibility Criteria:

  • $2,000 Cash Bonus 
    • Available for Home Package Plus home loans with a minimum new home lending of $250,000 or more.
    • Up to and including 90% Loan to Value Ratio (LVR)
    • Purchase and Refinance Only
    • Apply by 13 December 2019, settle by 5 March 2020
    • Applied for between 2 September – 13 December 2019 and settled by 5 March 2020
    • A loan amount of at least $250,000 new to bank lending with a Loan to Value Ratio of 90% or less
    • Purchase or Refinance for Owner Occupied or Investment purposes (4) a Standard Variable or 1,2,3 or 5 Year Fixed Rate loan in the Home Package Plus.
    • Back to Basics and Line Credit / Access Equity is excluded, except when split with another eligible home loan of at least $250,000.
    • Not established in the name of a company, business or trust. Refinancing of an existing Suncorp Bank home loan or pre-approvals are ineligible for the Cash Bonus.
    • The Cash Bonus cannot be taken in conjunction with “Switch & Save” Offer or any cash promotional offer, unless expressly stated otherwise. A limit of (1) payment will be made to a borrower and if there is more than 1 borrower (1) payment will be made to them jointly. Each borrower, whether individually or jointly, can only ever receive a payment of $2,000 once.
St George Bank 1
$2000 Refinance Cashback, $1000 Purchase Cashback,


  • Available on refinance applications received from 30 September 2019, with loan settled by 30 November 2019.
  • Cashback offer applicable for refinances only.
  • Available for Owner Occupier (Principal & Interest repayments only) and Residential Investment Home Loans.
  • Home Loans under Advantage Package only. $395 annual package fee applies.
  • The loan amount on the single home loan application must be $250k or more.
  • Offer can be used in conjunction with the new purchase cashback, with maximum one new purchase cash back and one refinance cash back payable per main applicant (Applicant 1) and not available in conjunction with any other special offers.
  • Applicants must have a St.George transaction account linked to the home loan at the time of settlement.
  • Applicants’ home loan repayments must be direct debited from this St.George transaction account.
  • The linked St.George transaction account must be kept open for at least 60 days after settlement to be eligible for the cashback.
  • Offer available until 31 December 2018 and can be varied or withdrawn at any time.


  • Loans not on an Advantage Package.
  • Owner Occupier Interest Only Loans.
  • Portfolio Loans.
  • Refinances of existing Westpac, St.George, Bank of Melbourne, BankSA and RAMS Home Loans.
  • Applications received outside of the campaign period.
  • Non-resident borrowers.
  • Applicants that use foreign income to meet serviceability.
Suncorp Logo 1
$2000 cash back on new loans.

Receive a $2,000 Cash Bonus!

Available when you take out a Home Package Plus home loan of $250,000 or more. Apply by 31 January 2020, settle by 30 April 2020.^

  • $375 annual package fee applies after the first year.
  • Apply by 31 January 2020, settle by 30 April 2020
  • $250,000 minimum loan.
  • Available only for owner occupied home loans in the “Home Package Plus” or “Back to Basics with Better Together Special”. Further T&C’s and eligibility criteria apply.
Westpac Logo 1
$2000 Refinance rebate per property.

Clients could receive a $2000 rebate per property when they refinance their home loan to a Westpac Premier Advantage Package# home loan with a minimum loan size of $250k.

$395 annual package fee.

  • Offer excludes Equity Access Loans.
  • Offer excludes internal refinances or switches within the Westpac Group which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
  • Offer not available to company and trust account holders.

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