Cashback and Reward Points Offers

Here are some of the special offers from the various lenders. These offers include cashback and reward points. These cashback offers are subject to terms and conditions.

Citibank Cashback offer of $3000 on Purchases and Refinances

ANZ Cashback offer of $3000.

CBA Cashback offer of $2000.

Westpac Cashback Offer of $2000 per Property.

St George Cashback  Offer of $4000 per

RAMS Cashback Offer $2000.

Virgin Money Cashback Offer $2500.

citibank 1
Citibank Cashback offer $4000 on Purchases and Refinances

$4,000 cashback offer, as well as some of the lowest ever owner-occupied and investment rates. Now available for new purchase and refinance, P&I and IO home loan, until 31 Aug 2021

Eligibility criteria

  • For new applications submitted by a Citi Select Broker from 18 January 2021 to 31 August 2021 and settled by 30 November 2021.
    • Home loan application must be submitted within the Promotional Period (point 1 above)
    • Home loan application must be submitted by a Citi Select Broker as designated by Citi at its sole discretion
    • Lending must be new to Citi (refinances of existing Citi loans are excluded from this offer)
    • Lending must not exceed a loan to value ratio (LVR) of 80%
    • Repayment type can be principal and interest and/or interest only
    • Available on owner occupier and investor loans (excluding Construction loans, Company applicants and Trust applicants)
    • Minimum refinance and or purchase home loan amount $350,000
    • Eligible Citi home loan products: Basic Variable, Standard Variable, Offset Variable and Fixed
    • Home loan must be disbursed on or before 20 February 2021
    • Normal lending policies apply
    • This offer is not available in conjunction with any other promotion. This offer is available to Australian residents aged 18 years and over who refinance and or purchase a home with a new eligible home loan product under the following Eligibility Requirements:
ANZ logo 1


Get up to $3,000 cashback for your customers when they refinance with ANZ.

refinance cashback


  • Refinance Cashback Offer for loan applications submitted by 30 July 2021 and settled by 31 October 2021.
  • Min of $150,000 in new ANZ lending (new to ANZ Lending must include home lending refinanced from a lender, internal refinances excluded)
  • $1,200 cashback for refinance loan amount $150,000 up to $249,999
  • $3,000 cashback for refinance loan amount of $250,000 or more
  • Offer may be withdrawn or altered by ANZ at any time.


Customers can only receive one switching repayment within a 12 month period. The lender refinancing payment form available on the Broker Portal must be completed by the broker post drawdown and the cashback must be paid to an eligible ANZ transaction account. Conditions apply. Offer may be withdrawn or altered by ANZ at any time.

St George Bank 1
St George $3000 Refinance Cashback Refinances


$3,000 Refinance Cashback per primary applicant for applications received between 1st July 2021 – 31st August 2021 and settled by 30th November 2021
  1. $3,000 Refinance Cashback per primary applicant for applications received between 1st July 2021 – 31st August 2021 and settled by 30th November 2021. Limit of one $3,000 cashback payment regardless of the number of applications, applicants, properties or loans involved per 12 month period. For joint applications, only one cashback payment will be paid to the primary applicant.The cashback will be paid into a St.George transaction account within 60 days of settlement. The transaction account must be in the same name as the home loan account and linked to the home loan at the time of settlement. This account must be kept open for 60 days after settlement.For the $3,000 cashback offer, tax consequences may arise for investors and you should seek independent advice.
  • Excludes Portfolio Loans, switches and refinances of home loans within the Westpac Group which include St.George, Westpac, BankSA and RAMS.
  • Offer not available for Owner Occupier Interest Only loans or residential lending originated under family or company trusts.

Advantage Package

  • Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible St.George transaction account. Applicants home loan repayments must be direct debited from this transaction account. Read the St.George transaction account terms and conditions and consider if the product is right for you.

Refinance Cashback

  • The cashbacks will be paid into a St.George transaction account within 60 days of settlement.
  • The transaction account must be linked to the home loan at the time of settlement, and kept open for 60 days after settlement.
  • Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.
$2,000  NAB Cashback
  • $2,000 Cash Bonus for drawdown of new NAB home lending for new purchase or incremental lending of $250,000 or more.
  • $2,000 New Lending Cash Bonus offer for new purchases/increased lending is limited to one bonus per customer
  • Make your move a little easier with a $2k cash bonus when you refinance your existing home loan to NAB.An eligible NAB transaction account is required at the time of drawdown. The cash bonus is available on new refinances of $250,000 or more and drawdown must occur between 7 September 2020 and 31 October 2021, unless extended.


  • Customers must hold a NAB personal transaction account for the Cash Bonus to be deposited into.
  • Cash Bonus is available for all NAB Home Loan products excluding Lines of Credit, the NAB Portfolio Facility, the NAB Private Portfolio Facility and loans for building or construction purposes.
  • Available to borrowers who are individuals only (both owner occupier and residential investor)
  • Not available to customers refinancing from NAB or NAB’s affiliates such as UBank, Medfin and Advantedge.
  • Not available to customers drawing down new lending with, or refinancing to, UBank, Medfin and Advantedge.
Westpac Logo 1
Westpac Cashback $3000 Refinance rebate per property.

Get $3K cashback when you refinance to us**

Apply by 31st August 2021, settle by 30th November 2021. Owner Occupier loans (P&I repayments) and Investment Property Loans, with LVR+ less than 90% and min $250k loan. Flexi First Option or packaged# home loans only ($395 annual package fee). Only one cashback offer available per primary applicant within a 12 month period. Excludes refinances within Westpac Group.

Eligibility Criteria

• For Owner Occupier (Principal & Interest repayments) and Investment Property loans for refinance purposes
• Available for Flexi First Option Loans and loans under the Premier Advantage Package*. $395 annual package fee applies
• $250,000 minimum loan per property refinanced
• The applicant must either hold or be approved for a Westpac Choice transaction account in order to qualify and continue to receive the benefits of the Premier Advantage Package


Owner Occupier (Interest Only repayment) home loans
• Residential lending originated under family or company trusts
• Switches or internal refinances within the Westpac Group which inclu des Westpac, St.George, Bank of Melbourne, BankSA and RAMS
• Applications received outside of the campaign period
• Non-resident borrowers

vma logo
$2500 Virgin Money Cashback on Purchases and Refinances

For a limited time, receive a $2,500 cashback when you switch or take out a new home loan. Available on eligible new refinance loans.

Plus, with our competitive fixed and variable rates the Virgin Money Reward Me Home Loan could mean more for you, and more for your home.

Things you should know

  • For all new refinance applications received between 18 May 2020 and 28 August 2020, and have their loan settled by 30 October 2020.
  • Minimum loan amount $300,000 and up to 80% loan-to-value ratio.
  • You will need to open a Reward Me Home Loan Companion account alongside your loan, where the $2,500 cashback payment will be credited within 60 days of settlement.
Commonwealth Bank of Australia 2
$2,000 CBA cashback when you switch your home loan.

The cashback bonus is available on the following loans:

  • Owner Occupied home loans
  • All investment loans
  • All Viridian lines of credit

For refinancers who apply before 30 September 2021 and have their loan funded by 31 December 2021. Minimum refinance amount $250,000. This offer is not available for Bridging Loans.

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