Cashback and Reward Points Offers

Here are some of the special offers from the various lenders. These offers include cashback and reward points and are subject to terms and conditions.
St George Bank 1
$4000 Refinance Cashback Refinances

Get $4,000 for your first refinance application, plus a bonus $2,000 for every additional property refinanced when you apply by 31 March 2020 and settle by 31 May 2020. Available on Basic Home Loans and Advantage Package loans ($395 annual package fee, $0 fee for Basic home loan). Excludes Owner Occupier loans with Interest Only repayments and refinances from within Westpac Group. Min. loan size $250k per property.

$4,000  cashback on NAB refinances.
  • $2,000 Cash Bonus for drawdown of new NAB home lending for new purchase or incremental lending of $250,000 or more.
  • $4,000 Cash Bonus for a refinance to NAB of $250,000 or more
  • $2,000 New Lending Cash Bonus offer for new purchases/increased lending is limited to one bonus per customer
  • $4,000 Refinance Cash Bonus offer for refinances to NAB is limited to one bonus per customer.


  • Customers must hold a NAB personal transaction account for the Cash Bonus to be deposited into.
  • Cash Bonus is available for all NAB Home Loan products excluding Lines of Credit, the NAB Portfolio Facility, the NAB Private Portfolio Facility and loans for building or construction purposes.
  • Available to borrowers who are individuals only (both owner occupier and residential investor)
  • Not available to customers refinancing from NAB or NAB’s affiliates such as UBank, Medfin and Advantedge.
  • Not available to customers drawing down new lending with, or refinancing to, UBank, Medfin and Advantedge.
Westpac Logo 1
$3000 Refinance rebate per property.

Clients could receive a $3000 rebate per property when they refinance their home loan to a Westpac Premier Advantage Package# home loan with a minimum loan size of $250k.

$395 annual package fee.

  • Offer excludes Equity Access Loans.
  • Offer excludes internal refinances or switches within the Westpac Group which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
  • Offer not available to company and trust account holders.
ANZ logo 1
ANZ refinance discount of up to $3500

Eligibility Criteria:

  • Available for new OFI (other financial institutions) refinanced ANZ Home and Residential Investment Loans with principal and interest repayments or interest only repayments.
  • Available for ANZ Standard Variable, ANZ Fixed, ANZ Residential Investment and ANZ Simplicity PLUS products. This includes products held under an ANZ Breakfree Package or (where available) in a company name. Note: Line of Credit Accounts (Equity Manager) are not eligible.
  • Customers must take out a minimum of $250k in new ANZ lending. There must be a refinance portion to the loan.
  • Available to existing ANZ Home Loan or Residential Investment Loan customers refinancing an additional amount from another financial institution (total new lending must be at least $250k).
  • Customers can only receive one switching repayment within a 12 month period.
Suncorp Logo 1
Suncorp $2000 cash back offer

Eligibility Criteria:

  • $2,000 Cash Bonus 
    • Available for Home Package Plus home loans with a minimum new home lending of $250,000 or more.
    • Up to and including 90% Loan to Value Ratio (LVR)
    • Purchase and Refinance Only
    • Apply by 13 December 2019, settle by 5 March 2020
    • Applied for between 2 September – 13 December 2019 and settled by 5 March 2020
    • A loan amount of at least $250,000 new to bank lending with a Loan to Value Ratio of 90% or less
    • Purchase or Refinance for Owner Occupied or Investment purposes (4) a Standard Variable or 1,2,3 or 5 Year Fixed Rate loan in the Home Package Plus.
    • Back to Basics and Line Credit / Access Equity is excluded, except when split with another eligible home loan of at least $250,000.
    • Not established in the name of a company, business or trust. Refinancing of an existing Suncorp Bank home loan or pre-approvals are ineligible for the Cash Bonus.
    • The Cash Bonus cannot be taken in conjunction with “Switch & Save” Offer or any cash promotional offer, unless expressly stated otherwise. A limit of (1) payment will be made to a borrower and if there is more than 1 borrower (1) payment will be made to them jointly. Each borrower, whether individually or jointly, can only ever receive a payment of $2,000 once.

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