Cashback and Reward Points Offers

Here are some of the special offers from the various lenders. These offers include cashback and reward points and are subject to terms and conditions.
ANZ logo 1
up to $3,500 Cashback from ANZ on Refinances


New to ANZ Lending Switching amount available
$250,000 to $700,000 Up to $2,500
Over $700,000 Up to $3,500

Eligibility criteria as follows:

  • Available for new OFI (other financial institutions) refinanced ANZ Home and Residential Investment Loans with principal and interest repayments or interest only repayments.
  • Available for ANZ Standard Variable, ANZ Fixed, ANZ Residential Investment and ANZ Simplicity PLUS products. This includes products held under an ANZ Breakfree Package or (where available) in a company name.Note: Line of Credit Accounts (Equity Manager) are not eligible.
  • Customers must take out a minimum of $250k in new ANZ lending. There must be a refinance portion to the loan.
  • Available to existing ANZ Home Loan or Residential Investment Loan customers refinancing an additional amount from another financial institution (total new lending must be at least $250k).
  • Customers can only receive one switching repayment within a 12 month period
St George Bank 1
$2000 Refinance Cashback, $1000 Purchase Cashback,


  • Available on refinance applications received from 8th October 2018, with loans settled by 31st December 2018.
  • Cashback offer applicable for refinances only.
  • Available for Owner Occupier (Principal & Interest repayments only) and Residential Investment Home Loans.
  • Home Loans under Advantage Package only. $395 annual package fee applies.
  • The loan amount on the single home loan application must be $250k or more.
  • Offer can be used in conjunction with the new purchase cashback, with maximum one new purchase cash back and one refinance cash back payable per main applicant (Applicant 1) and not available in conjunction with any other special offers.
  • Applicants must have a St.George transaction account linked to the home loan at the time of settlement.
  • Applicants’ home loan repayments must be direct debited from this St.George transaction account.
  • The linked St.George transaction account must be kept open for at least 60 days after settlement to be eligible for the cashback.
  • Offer available until 31 December 2018 and can be varied or withdrawn at any time.


  • Loans not on an Advantage Package.
  • Owner Occupier Interest Only Loans.
  • Portfolio Loans.
  • Refinances of existing Westpac, St.George, Bank of Melbourne, BankSA and RAMS Home Loans.
  • Applications received outside of the campaign period.
  • Non-resident borrowers.
  • Applicants that use foreign income to meet serviceability.
Suncorp Logo 1
$1500 cash back on Refinances

Receive $1,500 when you refinance your eligible home loan with Suncorp Bank

  • $375 annual package fee applies after the first year.
  • Apply by 30 June 2019, settled by 29 September 2019.
  • $250,000 minimum refinance.
  • Available only for owner occupied home loans in the “Home Package Plus” or “Back to Basics with Better Together Special”. Further T&C’s and eligibility criteria apply.
Westpac Logo 1
$2000 Refinance rebate per property.

Clients could receive a $2000 rebate per property when they refinance their home loan to a Westpac Premier Advantage Package# home loan with a minimum loan size of $250k.

$395 annual package fee.

  • Offer excludes Equity Access Loans.
  • Offer excludes internal refinances or switches within the Westpac Group which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
  • Offer not available to company and trust account holders.
$1,250 bonus from NAB

$1,250 cashback bonus for customers with an eligible NAB Home Loan Banking Bundle
We know that buying, investing in, and/or renovating a property can be challenging. To make things easier, NAB is offering customers a $1,250 bonus with an eligible NAB Home Loan Banking Bundle from Monday 23 July 2018.
There are two steps for customers to receive the $1,250 cashback bonus:

1. NAB Home Loan

  • Apply between 23 July 2018 and 2 December 2018, be approved and drawdown by 1 March 2019.
  • Take out new NAB home lending of $250,000 or more.
  • Available on all NAB Home Loan products excluding lines of credit and Portfolio facilities.
  • Not available for new home lending with refinances from UBank or Advantedge.
  • Not available for refinances from NAB.

2. NAB Transaction Account

  •  Hold a personal NAB transaction account and continue holding it for the next 60 days: The nominated NAB transaction account must be open at the time the $1,250 Bonus is to be credited to the account.
  • The $1,250 will be transferred into the nominated NAB transaction account of the primary loan applicant within 60 days following home loan drawdown.

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