Cashback and Reward Points Offers

Here are some of the special offers from the various lenders. These offers include cashback and reward points and are subject to terms and conditions.
St George Bank 1
$2000 Refinance Cashback, $1250 Purchase Cashback,


  • Available on refinance applications received from 8th October 2018, with loans settled by 31st December 2018.
  • Cashback offer applicable for refinances only.
  • Available for Owner Occupier (Principal & Interest repayments only) and Residential Investment Home Loans.
  • Home Loans under Advantage Package only. $395 annual package fee applies.
  • The loan amount on the single home loan application must be $250k or more.
  • Offer can be used in conjunction with the new purchase cashback, with maximum one new purchase cash back and one refinance cash back payable per main applicant (Applicant 1) and not available in conjunction with any other special offers.
  • Applicants must have a St.George transaction account linked to the home loan at the time of settlement.
  • Applicants’ home loan repayments must be direct debited from this St.George transaction account.
  • The linked St.George transaction account must be kept open for at least 60 days after settlement to be eligible for the cashback.
  • Offer available until 31 December 2018 and can be varied or withdrawn at any time.


  • Loans not on an Advantage Package.
  • Owner Occupier Interest Only Loans.
  • Portfolio Loans.
  • Refinances of existing Westpac, St.George, Bank of Melbourne, BankSA and RAMS Home Loans.
  • Applications received outside of the campaign period.
  • Non-resident borrowers.
  • Applicants that use foreign income to meet serviceability.
Westpac Logo 1
Up to 500,000 velocity frequent flyer points

To be eligible for the Westpac Velocity home loan offer, the following conditions must be met:

  • Offer only available on the Premier Advantage Package2 with a minimum loan size of $250,000.
  • $395 annual package fee applies.
  • Offer available for new home loan applications submitted and approved between Monday 11 June 2018 to Sunday 30 September 2018 and settled by Friday 30 November 2018.
  • The primary applicant (applicant 1) will be issued the Velocity Points and must be a member of the Velocity Frequent Flyer program.
  • Only one Velocity Points home loan offer can be taken up by the Primary applicant within a 12 month period.
  • Offer excludes Equity Access Loans.
  • Offer excludes internal refinances or switches within the Westpac Group which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
  • Offer not available to company and trust account holders.
Westpac Logo 1
$1250 Refinance rebate per property.

Clients could receive a $1,250 rebateper property when they refinance their home loan to a Westpac Premier Advantage Package# home loan with a minimum loan size of $250k.

$395 annual package fee.

  • Offer excludes Equity Access Loans.
  • Offer excludes internal refinances or switches within the Westpac Group which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
  • Offer not available to company and trust account holders.
$1,250 bonus from NAB

$1,250 cashback bonus for customers with an eligible NAB Home Loan Banking Bundle
We know that buying, investing in, and/or renovating a property can be challenging. To make things easier, NAB is offering customers a $1,250 bonus with an eligible NAB Home Loan Banking Bundle from Monday 23 July 2018.
There are two steps for customers to receive the $1,250 cashback bonus:

1. NAB Home Loan

  • Apply between 23 July 2018 and 2 December 2018, be approved and drawdown by 1 March 2019.
  • Take out new NAB home lending of $250,000 or more.
  • Available on all NAB Home Loan products excluding lines of credit and Portfolio facilities.
  • Not available for new home lending with refinances from UBank or Advantedge.
  • Not available for refinances from NAB.

2. NAB Transaction Account

  •  Hold a personal NAB transaction account and continue holding it for the next 60 days: The nominated NAB transaction account must be open at the time the $1,250 Bonus is to be credited to the account.
  • The $1,250 will be transferred into the nominated NAB transaction account of the primary loan applicant within 60 days following home loan drawdown.
lp NCP 1
$1,500 Cashback from Newcastle Permanent

Newcastle Permanent Building Society is offering 1500 cashback on refinances. 

Eligibility criteria
  • Refinance to a Newcastle Permanent variable home loan
  • Minimum loan size $250,000
  • Loan to Valuation Ratio up to 80%
  • This Cashback Offer commences 19 August 2018 and closes 30 November 2018 (“Offer Period”)
  • Full terms and conditions available on this link
ANZ logo 1
$1,200 Cashback from ANZ on Refinances

ANZ is offering $1200 cash back on refinances. 

The current switching discretion of up to $1,200 for new Home or Residential Investment loans with principal and interest repayments refinanced to ANZ under Breakfree has been extended.

Eligibility criteria

  • Available for refinances across Home and Residential Investment lending from OFI (other financial institutions)
  • Customers must take out a minimum of $250k in new ANZ lending with Principal and Interest repayments (EMA does not qualify)
  • There must be a refinance portion to the application; for example $100,000 refinance plus $200,000 in new ANZ lending is acceptable as it meets $250k new to bank lending requirement
  • Customer must meet eligibility in order to be offered the $1,200 payment
  • Can be used for existing ANZ Home Loan customers refinancing an additional amount from another financial institution (total new lending must be at least $250k)

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