Home Loan Offset Calculator

This calculator helps you estimate how much interest and loan term you can save by utilising a Home Loan Offset Account.

It does not take into account any possible fees i.e. up-front fees or ongoing fees.
Interest rate does not change over the loan term.
Interest is calculated by compounding on the same repayment frequency selected, i.e. weekly, fortnightly, monthly. In practice, interest compounding frequency may not be the same as repayment frequency.
It is assumed that a year consists of 26 fortnights or 52 weeks which is counted as 364 days rather than 365 or 366 days.
No rounding is done throughout calculation whereas repayments are rounded to at least the nearer cent in practice.

Feel free to call us on 1300 537 000 or contact us if you need assistance with the calculator.

Submit Loan Enquiry

This calculator helps you estimate how much interest and loan term you can save by utilising a Home Loan Offset Account.

It does not take into account any possible fees i.e. up-front fees or ongoing fees.
The interest rate does not change over the loan term.
Interest is calculated by compounding on the same repayment frequency selected, i.e. weekly, fortnightly, monthly. In practice, interest compounding frequency may not be the same as repayment frequency.
It is assumed that a year consists of 26 fortnights or 52 weeks which is counted as 364 days rather than 365 or 366 days.
No rounding is done throughout calculation whereas repayments are rounded to at least the nearer cent in practice.

Feel free to call us on 1300 537 000 or contact us if you need assistance with the calculator.

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