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RESIDENTIAL LOANS

Josh Financial Services is committed to helping you find the right mortgage product. We offer a variety of products to meet each borrower’s individual needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Our role as your mortgage broker is to provide you with a comparison of various loan options and assist you in selecting the right loan and securing the best finance package according to your needs and circumstances.

SMSF Loans

Investment Loans

Construction Loans

Construction Loans

Owner Occupied Loans

Low Doc Loans

Family Guarantee loans

Family Guarantee loans

ASSET FINANCE

Josh Financial Services is your choice of a mortgage broker for consumer and commercial vehicle and equipment finance. Asset finance and leasing are designed for the purchase of plant and equipment used in business production such as trucks, Manufacturing Plant, Office Equipment, Materials Handling and Earth Moving Equipment.

Our Asset Finance and leasing specialists have extensive experience in arranging and structuring vehicle financing solutions for your personal and business use. We have partnered with a number of lenders that include banks and private lenders. 

Corporate Hire Purchase

Chattel Mortgage

Low Doc Commercial Lease

Truck and Trailer Finance

Boat Finance

Business Equipment Finance

Caravan Finance

Consumer Vehicle Finance

COMMERCIAL LOANS

Josh Financial Services is a national commercial mortgage loan broker. We offer loan products and programs for Commercial Real Estate financing. Commercial properties include office, industrial, mini-storage, retail and hotels. Josh Financial Services has direct access to the most aggressive lending sources in the country.

 

We have fixed rate loans and Variable rate loans available as both Business Loans and Commercial Mortgages. We have access to a number of lenders that will finance your next property development project or construction.

Business Loans

SMSF Loans

Franchise loans

Commercial Mortgage

Property Development Finance

Cash flow finance

Construction Finance

Invoice Financing

PROPERTY ADVICE

Step into the property market or expand your existing portfolio with right advice and mentoring.

 

As an independent mortgage broker company, we are here for you every step of the way, whether your goal is to start investing in property or expand the existing portfolio. We are experienced and successful investors and have proven strategies to help you build your portfolio. We can help you unlock the secrets of accelerating your portfolio in some cases positive cash flow investments.

Strategies

Property Sales

Negative gearing

Positive gearing

Depreciation

Mentoring

Property research

CASHBACK OFFERS

500,000 Velocity Frequent Flyer Points for home loans $1m and over.

 

200,000 Velocity Frequent Flyer Points for home loans $250k and over.

 

Applications submitted between 11 June to 30 September and settled by 30 November 2018. $395 annual package fee. Excludes Equity Access Loans and refinances within the Westpac Group. Credit criteria, fees and charges apply. Terms and conditions available on request

Packaged home loans include an interest rate discount, no annual credit card fee and more.

A 100% Offset account with variable rate home loans.

Use Velocity FF Points with Virgin Australia or their alliance partners to reach over 600 destinations.

Discounts on a range of standard variable and fixed rate home loans.

Welcome to Josh Financial Services

We are one of the most trusted and experienced Mortgage Brokers in Sydney. Here are some of the products and services we offer.

Josh Financial Services is committed to helping you find the right mortgage product. We offer a variety of products to meet each borrower’s individual needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Our role as your mortgage broker is to provide you with a comparison of various loan options and assist you in selecting the right loan and securing the best finance package according to your needs and circumstances.

SMSF Loans

Investment Loans

Construction Loans

Construction Loans

Owner Occupied Loans

Low Doc Loans

Family Guarantee loans

Family Guarantee loans

Josh Financial Services is your choice of mortage broker for consumer and commercial vehicle and equipment finance. Asset finance and leasing are designed for the purchase of plant and equipment used in business production such as trucks, Manufacturing Plant, Office Equipment, Materials Handling and Earth Moving Equipment.

Our Asset Finance and leasing specialists have extensive experience in arranging and structuring vehicle financing solutions for your personal and business use. We have partnered with a number of lender that include banks and private lenders. 

Corporate Hire Purchase

Chattel Mortgage

Low Doc Commercial Lease

Truck and Trailer Finance

Boat Finance

Business Equipment Finance

Caravan Finance

Consumer Vehicle Finance

Josh Financial Services is a national commercial mortgage loan broker. We offers loan products and programs for Commercial Real Estate financing. Commercial properties include: office, industrial, mini-storage, retail and hotels. Josh Financial Services has direct access to the most aggressive lending sources in the country.

We have fixed rate loans and Variable rate loans available as both Business Loans and Commercial Mortgages. We have access to a number of lenders that will finance your next property development project or construction.

Business Loans

SMSF Loans

Franchise loans

Commercial Mortgage

Property Development Finance

Cash flow finance

Construction Finance

Invoice Financing

Step into the property market or expand your existing portfolio with right advice and mentoring.

As an independent mortgage broker company, we are here for you every step of the way, whether your goal is to start investing in property or expand the existing portfolio. We are experienced and successful investors and have proven strategies to help you build your portfolio. We can help you unlock the secrets of Accelerating  your portfolio with in some case positive cash flow investments.

Strategies

Property Sales

Negative gearing

Positive gearing

Depreciation

Mentoring

Property research

Book Free Appointment

Email
Mobile

Book Free Appointment

Email
Mobile

Call 1300 537 000

to talk to an expert directly

Interest Rates Snapshot
Owner Occupied loans
citi
3.63%

Variable rate Owner Occupied Loan

ING
3.72%

2 Years Fixed rate Owner Occupied

better choice
3.60%

Owner Occupied Loan

ING
3.68%

Variable rate Owner occupied loan

nab
3.69%

Fixed 2 years FHB Owner Occupied

lp heritage 1
3.79%

2 years Fixed Rate Owner Occupied Home Loan

Investment loans
citi
3.63%

Variable rate Investment loan (PI)

lp Firstmac 1
4.09%

Interest Only Investment Loan

better choice
3.83%

Variable rate Investment Loan

400citi
4.09%

Variable rate Investment loan (IO)

nab
4.19%

Fixed 2 and 3 Years Investment Loans (IO)

NCP
4.19%

Variable IO Investment Loan

Why us as Mortgage Broker?

 

We have built our reputation on honesty, integrity and prompt service. Here are some of the reasons.
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Powered by technology  and experienced Mortgage Brokers,  we will help you get access to a wide range of home loans, commercial loans, asset finance and  development loans  from a  panel of 42 lenders. We will always be there to help you navigate the approvals process.

Step by Step assistance

We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools that enable you to make sound financial choices.

15 Years Experience

We have been in the industry for 15 years and helped hundreds of families. We have the knowledge and know how to get you the best deals

Committed to Customers

We work harder to earn your trust and build relationship. Most important to us is create a personal connection with you. Individual attention is paramount and quick responses are our priority.

No obligation and Free Services

We’re available 8am to 9pm, 7 days a week & work Australia wide! We aim to provide 5 star service

Our Mission and Vision
What our aim is as mortgage broker?
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Our Mission

We are driven to find solutions for our clients and will make every effort to to find  the right products needed to refinance home loans

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Customer Driven

Honesty and Integrity are at the hallmarks of the service we provide to  our clients.  We honour promises to clients and keep commitments.

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Committed to customers

As mortgage broker we know that each client has specific needs. We strive to meet those needs. We provide a wide array of products, services and  high quality individual attention.

Book A Free Consultation

Submit your details and one of our experienced mortgage brokers will contact you

Book A Free Consultation

Submit your details and one of our experienced mortgage brokers will contact you

Our Service Pledge

Our aim is to provide you with professional and ethical advice.

We have built our reputation for integrity and honesty.

We are available 7 days a week

Through our monthly newsletter and phone calls we strive to keep you informed if new products come on the market that we think would suit you.

You always get right advice

At JFS we know that the client has specific needs. We strive to meet those specific needs with a wide array of products and services.

Our services are free to you.

Our services are free to you. We get paid by the lenders. We will always act in your best interests and put our recommendations in writing

You always come first

Most important to us is create a personal connection with you. Individual attention is paramount and quick responses are our priority.

WHAT OUR CLIENTS SAY

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